Cashmonkies Frugal Blog

We all want more ways to get cash into our pockets and out of other people’s hands. There are so many ways you can do this. I have given you a bunch throughout this blog already. Here are some more great ways to get more cash in your hands and not into someone else’s hands.

If you use credit cards (even though you should be very careful) make sure you use one that offers really good rewards. If you can pay your statement each month in full, use your credit card with good rewards so you can save your points for something that you really want. If you can not pay the balance in full each month, then don’t bother with this, as the interest will eat up the rewards and you won’t be gaining anything.

Pick one item a month to do it yourself. Anything that you happen to do a lot of. If you drive through star bucks each morning for a large coffee, brew it at home instead. If you pay someone to mow your grass each month, do it yourself. Find something that you can do each month, and place that money you would normally use each time into a jar. At the end of the year, count how much money you saved, just by changing one habit each month.

Shop Around for Insurance. This means, life insurance, car insurance, homeowners insurance or any other type that you buy. Write down on your calendar twice a year, that you have to shop around. Places change their prices all the time, in hopes to drive in new costumers. If you bundle up these polices, you can save a ton of money with discounts. Every 6 months, I bet you will find a better deal.

So you liked the few suggestions I have already gave you and now your itching for more? No problem, I could write about these all day long.Shipping cost can become high. While ordering things online, watch for special coupons for shipping. You can even google the store and may find an online coupon for free shipping or a percentage off. This is something that I do a lot of the time. I am obsessed with finding coupons for things. After all, that’s money I can spend somewhere else or put up into my savings account. Aside from that, if you are getting something larger, and the store has to order it. Then they ship it to your home, don’t think they are doing that for free. Pay attention to that price. Most stores will ship to the store for free, so if that store is close to your home, or maybe you drive by it on the way to work, then get it shipped to the store and pick it up on the way home. Make sure you pay attention here though, you don’t want to spend a lot of gas to get this free shipping, or else it ends up not being so free.